Old vs New Tax Regime Calculator
FY 2025-26

Enter your income and deduction details below to find out which tax regime saves you more. Assessment Year 2026-27 — under the Income-tax Act, 1961.

Enter Your Details

Fill in your income and eligible deductions to compare both regimes. All fields are in Indian Rupees.

Financial Year

Income earned in FY 2025-26 (1 Apr 2025 – 31 Mar 2026) is assessed in AY 2026-27 under the Income-tax Act, 1961. The new Income-tax Act, 2025 applies from FY 2026-27 onwards.

Metro
Non-Metro
Metro = Delhi, Mumbai, Kolkata, Chennai
Max 1,50,000 (PPF, ELSS, LIC, EPF, etc.)
Self + Family premium
Max 2,00,000 for self-occupied property
Max 50,000 (additional to 80C)
80E, 80G, 80TTA, etc.
Auto-applied: Old Regime 50,000; New Regime 75,000

Old Tax Regime

Better Choice

New Tax Regime

Better Choice

Old Tax Regime

Income SlabTax Rate
Up to 2,50,000Nil
2,50,001 - 5,00,0005%
5,00,001 - 10,00,00020%
Above 10,00,00030%

New Tax Regime (FY 2025-26)

Income SlabTax Rate
Up to 4,00,000Nil
4,00,001 - 8,00,0005%
8,00,001 - 12,00,00010%
12,00,001 - 16,00,00015%
16,00,001 - 20,00,00020%
20,00,001 - 24,00,00025%
Above 24,00,00030%
Rebate u/s 87A: If taxable income under the new regime does not exceed 12,75,000, the entire tax liability is rebated (effectively zero tax up to 12,00,000 gross income after 75,000 standard deduction).

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